Another helpful tool is dwelling on the negative for little bit. So what if these bad things happen anyway? What is the worst possible scenario? If you must, take it to the negative, realize what you are truly afraid of, then go to the positive. Click here to read more.
Don’t get me wrong; bad things do happen occasionally. That’s the unfortunate thing about this world. And it’s OK to prepare for them realistically...realistically. (If you're not sure what "realistic" reactions are for you, talk to a trusted friend or family memeber.) I am not saying that you shouldn’t be responsible anymore. I am not saying that you should throw out your budget, walk down a dark alley at night in the city alone, or even do everything by yourself. It is OK, to be realistic, responsible, and to take care of yourself. Our society is trending toward fear-based decisions and over-cautious reactions.